Our Program

ourprogram

About Us

New Vision Debt Solutions’ program is an honorable alternative to bankruptcy. It is wise to consider our program, before you file for bankruptcy or prior to obtaining a debt consolidation loan that is secured against your home.

Our program is not debt management, debt counseling, or a debt consolidation program. We do not make any monthly payments to your creditors.

Our program is not recommended for anyone who has the ability to pay their minimum monthly payments. If you can afford to make your minimum monthly payments, we suggest that you do. We never suggest that you stop paying your creditors if you have the ability to pay.

Our program is designed to assist people who are experiencing a real financial hardship, are delinquent with their creditors or will soon be delinquent due to their inability to make the minimum payments on their unsecured debts.

If you are not paying your creditors because you cannot meet the minimum required payments, your debts will continue to be delinquent. Your credit rating will continue to reflect the status of your delinquency. Your credit rating can begin to improve once you’ve completed the program and no longer have delinquent outstanding debts.

How New Vision Debt Solutions is different from other Debt Settlement Companies…

We are confident that you’ll find New Vision Debt Solutions’ negotiation fees are among the most reasonable in the industry. We are also one of the few companies whose programs may have clients’ funds going toward savings from the very first payment. This fact alone makes our program superior and consequently makes us leaders in our industry. Here are some examples of how our program excels in providing customers with the best option in debt settlement.

At New Vision Debt Solutions, our negotiation fee is a percentage of the total debt a client enrolls in the program thus it varies based on the amount of debt. The purpose of our program is to rescue you from debt in the least amount of time and for the least amount of money. We understand that the less money going toward a debt settlement company’s fees means more money going toward erasing your debt which increases your success in the program.

As opposed to quoting you the lowest possible monthly payment to seem more appealing, we know that in order for your program to achieve the best results, you must make adequate payment toward your savings every month. This is why we work with you to find that monthly payment figure that is both comfortable to you while still as aggressive as possible. Quoting you on payments that are too low is not in your best interest. A creditor’s patience will only go so far before they themselves become aggressive. If you are not saving enough money every month, there will not be enough money in savings to address these aggressive creditors or to take advantage of great settlements that can occur out of the blue.

Many Debt settlement Companies base their monthly payment quotes on the estimate that they’ll achieve settlements at an average of 40%. Using 40% as the average is potentially an exaggeration. In fact, many authorities do not approve of this practice. The true average settlement is 50%. This means that with our program, we will have you placing more towards savings every month than the companies who use 40% as an average. That being said, we always aim for and often achieve settlements below 50% but by using the 50% average this helps us put you in the best position to reach your settlement goals.

Probably one of our defining differences, we do not receive all of our fees up front, as many other Debt Settlement companies that have your first 3 to 6 payments go entirely towards fees. New Vision Debt Solutions structures your payments to have funds going toward your savings from your very first payment. Meaning, you can achieve results much more quickly. We believe that our fees should not interfere with the repayment of your debts by being too high and collected up front.

Client Resources

Here are some helpful links:

www.annualcreditreport.com

www.globalclientsolutions.com

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